VA Home Loan

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan. VA Loans offer flexible options as either fixed-rate or ARM mortgages. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!

VA Loan Highlights

30-, 20- & 15-year fixed-rate and 5-year ARM loans available
Jumbo VA loans available
Refinance up to 100% of your primary home’s value
VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans
Buy a home with no money down (primary home)
No monthly PMI (Private Mortgage Insurance)
VA loans are governed by the U.S. Department of Veterans Affairs

How VA Home Loans Work

Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan
ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market
Pay your mortgage at any time without pre-payment penalties

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Walter Tharp

We put YOU first. We are committed to getting every client the very best possible deal every single time.

Walter Tharp offers some of the most competitive rates in the Nation!

Fast and efficient, we close most of our loans in 30 days or less.

We offer a variety of loans. Walter Tharp will find you the loan that is right for you!!!